Feel free to post any news, questions, budget strategies, tips & tricks and advice related to YNAB. All sorted, thanks. Any overspending there? :). Rule Two: Embrace Your True Expenses That $500ish is already budgeted somewhere. Your payment should exactly what you budgeted to the pre-YNAB category if you're not using these cards anymore. Your To Be Budget amount should not match what is in your checking account. Localization of interface. mamster Thanks for your reply. That's why savings accounts are Budget Accounts--you'll give each of your savings dollars a job, too. For example, set a goal to have $20,000 budgeted for a house down payment and YNAB will help you track your progress. Yup, tried all the above and just enabled access! Once I went forward through the months again to the present all of a sudden I saw that some budgeting lines that had lain dormant since last year were all of a sudden populated again. I mean, maybe the concept is the same, but yeah, hmm... ncpfist People definitely answer YNAB 4 questions in this forum, but starting a new thread with YNAB4 in the subject would be a good idea. I have checked if there is overbudgeting up in the future but there is not. I would appreciate any help you can give to sort this out. I sent you an email with a few more details, but wanted to respond here as well! I'm just not sure how to adjust something to make adjustment. if i add up all the green it’s a few hundred more dollars than what i actually have in the bank. Having this same issue. Now my checking account balance on YNAB matches my actual checking account balance and I have $0.00 left to budget, but when I add the Available amounts in the Budget together, the total does not match the balance for my account. YNAB automatically deducts the amount that you overspent from “To Be Budgeted” in the new month. YNAB will help you break the paycheck to paycheck cycle, get out of debt, and save more money. Interface Font. Also, do you have any red in future months? Thank you! It's been a couple of days, so I'm going to mark this as answered. Everything I have spent so far has been budgeted, right down to every dollar. Precede what its name was with something ridiculous that stands out. When you have a moment, respond back and we'll go from there! When you have a moment, enable Support Access for your account. Once you’ve done that, let me know—and mention whether you’d like to continue the discussion here or via email instead. I have followed the steps above and the two amounts don't match; there is more budget available in YNAB than I have cash. If I somewhere have a total transaction of let's say 17.68, but the splits add up to 10.00 (that is 7.68 less) the account would decrease 17.68, but the budgeted total only decreases by 10.00 and therefore have 7.68 too much in Available total. Samantha Lehmond Thanks for responding to my email! I just sent you a quick email asking for permission to access your budget. Using YNAB's JSON API specification from 2. Easy peasy. Your totals in step 3 and 4 should match up exactly. YNAB works differently to other finance software, as it’s not designed to analyse past spending. I removed the duplicate lines and got 3133 appear in my 'To be budgeted' field. Thanks again, that does help me better understand the credit card part! If that doesn't leave you with enough in Feb, then move money from one or more green categories until your higher priorities are satisfied. To do that you enter in values in the "Budgeted" column until the Available to Budget value hits 0.00. (YNAB does what it can to match them up, but it’s not perfect, so this does take a mindful eye). to be budgeted does not match accounts. So I was looking into ynab. As a work around of sorts, I recommend you rename your closed accounts. The Bottom Line. Then we'll continue our conversation here in the forum! The two most popular budget apps are You Need a Budget (YNAB) and Mint. Faness Done! As WordTenor mentioned, if you budget more money than you have in your accounts, then your To Be Budgeted should show a negative amount. Indeed that was essentially the first part of my last reply! I'm happy you were able to get things ironed out! i’ve tried all the above suggestions and calculations. I let this 'Interest' category just carry over from month to month. All of your money is pooled together, and you get to decide the job for each and every dollar by assigning it to a category. to be budgeted does not match accounts. This feels like I'm budgeting money to pay off interest, which isn't something I'm actually doing. ... “To be Budgeted” gets loaded with more funds any time you receive a paycheck or any kind of positive cash flow into your bank account. I am fairly new to YNAB and I'd like to have it work! My hunch is in the credit card. "Total Available" amount plus "To Be Budgeted" amount does not match my "Account" Total amount nYNAB I am using [nYNAB] and I have Googled and read numerous reddit threads as well as the official YNAB quickstart and multiple other instruction pages. If things still aren't adding up, mention me in a comment and we can take a closer look at things! Ivory Crab So, did you just start today, or do you have stuff in January? Magenta Tiger It's really simple to find out if you're on the float. Not only does YNAB help you stay on budget and within your categories, they also help you set and achieve specific goals. If your category balances don't add up to the total of your deposit account balances (and be sure to check future months! My "To be Budgeted" is much higher than the amount in my account that is un-budgeted money (as in the real To be budgeted amount the does not included the money reserved for upcoming expenses, is not the same as the to be budged amount in the app). I definitely think there is overspending in the [email protected] rrent month...I just can't figure out why/how go get YNAB to match reality. (This is a separate account, not in the YNAB budget, correct? I found it in a closed account. We'd be more than happy to take a closer look for you! Thanks! Any helpful insights would be amazing! Kim S Go into each account and reconcile them so they will match the bank. KEY FEATURES: Bank Syncing Easily connect all your accounts in one place and import your transactions, so you always have up-to-date information. How you divide your pizza pie is up to you! The money I have available to budget doesn't match the money I have in my account which IS reconciled and all the transactions are accurate and match my statements. It's definitely important to be able to trust your budget, so here's how you can verify that the amount in your account(s) matches exactly with your budget in YNAB – no more and no less. Violet Orca Sorry for the delay here! I did make a fresh start to see if I could just move forward that way, but would like to continue with my original budget if you can figure out where my problem is. . You may need to pull some money out of your emergency fund or other categories to correct this. With all of your cash in one place, you use YNAB categories to break up that money into the areas that you need. can you help me find and fix the problem? I sure don't know but if the numbers say it's there I guess I'll just follow the numbers. This would include Checking, Savings and even Credit Cards (if they have a positive balance). 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